Welcome to the Caregiver Information Series – an on-line publication designed especially for caregivers, offering important information to help families navigate the complex world of eldercare. This first issue is focused on an important topic affecting many caregiving families: how to finance the costs associated with long term care. The articles below were written by experts in the field and include insider hints, tips and advice related to financing the cost of care. We are pleased to offer this series as a benefit to your family as you seek to meet the needs of your loved ones. We hope you find it helpful!
Reverse Mortgages and Eldercare Services:
A Financial Choice That Can Keep
Mom and Dad Home for Life
By Valerie VanBooven, RN BSN
Eldercare is one of the most expensive purchases we will make in our lifetimes. Using reverse mortgage proceeds can help seniors pay for much needed care as well as additional services such as stair lifts and personal emergency response systems. When a caregiver is looking for ways to afford care for a loved one, using the home to stay at home may be the best option.
Click here for the complete article.
The Financial Impact of Eldercare Costs:
Caregivers Face A Tsunami of Decisions
By Valerie VanBooven, RN BSN
Helping a family member who needs eldercare services brings up a whole set of issues and questions that none of us as caregivers (or pending caregivers) are really excited about discussing. Bringing up financial issues is a touchy subject for most aging adults, especially when it comes to telling their children how well, or not so well they planned for a moment like this.
Click here for the complete article.
The Financial Impact of Eldercare Costs:
The Costs of Senior Housing Versus
Home Care
By Bob O'Toole, MSW, LICSW
As baby boomers age, and their aging parents increasingly live to age 90 and beyond, both caregivers and elders are faced with many, often-difficult decisions. One of the most common questions that arise when one or more parents becomes increasingly unable to care for themselves is "can't aging parents stay at home, or is it time to move to one of the many senior housing choices that become available in recent years?’.
Click here for the complete article.
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Sunday, December 21, 2008
Tuesday, December 2, 2008
STATE HOME CARE PROGRAM
The State Home Care Program is available for people who are struggling to maintain their independence at home. When necessary daily activities become difficult, staying at home can be a serious challenge—without help, it may become impossible. The program operates with the belief that with the right home care services, elders can receive the help they need to remain safe and independent at home.
Some of the services available through the State Home Care Program include grocery shopping, personal care like bathing or toileting, home-delivered meals, transportation, housekeeping, laundry, adult day care, and other support services that help an elder stay in their home.
To receive such services through the State Home Care Program at low or no cost, individuals must meet certain age, income, and need-related requirements. The program eligibility guidelines are set by the Massachusetts Executive Office of Elder Affairs, which funds the State Home Care Program. MVES discourages individuals to try to determine on their own if they’re eligible to receive subsidized services. Eligibility requirements can be complex, and assuming ineligibility may prevent someone from receiving necessary services for which they may qualify.
Instead, elders or their caregivers should call MVES and ask about services. MVES staff will talk with the elder or caregiver about the situation. If needed, an MVES care manager will conduct a comprehensive in-home assessment to determine program eligibility. The care manager, client, and family caregivers develop a care plan tailored to an individual’s needs. Trusted area companies with whom MVES partners will deliver the services directly. The MVES care manager will call the client every three months to check in and visit the client’s home every six months to see him or her in their own living space. Keeping in close contact with the client, the care manager ensures that all services continue to suit the client’s needs.
State Home Care is one of the basic programs that MVES offers to help elders remain safe and independent at home. Please call 781-324-7705 for more information.
Some of the services available through the State Home Care Program include grocery shopping, personal care like bathing or toileting, home-delivered meals, transportation, housekeeping, laundry, adult day care, and other support services that help an elder stay in their home.
To receive such services through the State Home Care Program at low or no cost, individuals must meet certain age, income, and need-related requirements. The program eligibility guidelines are set by the Massachusetts Executive Office of Elder Affairs, which funds the State Home Care Program. MVES discourages individuals to try to determine on their own if they’re eligible to receive subsidized services. Eligibility requirements can be complex, and assuming ineligibility may prevent someone from receiving necessary services for which they may qualify.
Instead, elders or their caregivers should call MVES and ask about services. MVES staff will talk with the elder or caregiver about the situation. If needed, an MVES care manager will conduct a comprehensive in-home assessment to determine program eligibility. The care manager, client, and family caregivers develop a care plan tailored to an individual’s needs. Trusted area companies with whom MVES partners will deliver the services directly. The MVES care manager will call the client every three months to check in and visit the client’s home every six months to see him or her in their own living space. Keeping in close contact with the client, the care manager ensures that all services continue to suit the client’s needs.
State Home Care is one of the basic programs that MVES offers to help elders remain safe and independent at home. Please call 781-324-7705 for more information.
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